VeriSign® Payflow Pro

What is Payflow Pro?

Payflow Pro is a scalable, completely customizable payment processing solution and is recommended for merchants who require peak site performance and direct control over payment functionality on their website. The Payflow Pro is available as a software download that includes a software development kit for simple Application Programming Interface integration. It is also integrated with most major shopping carts and allows merchants to process orders received offline (via telephone, fax, e-mail or in person) using the Verisign Manager Virtual Terminal.

How does Payflow Pro work?

Payflow Pro gives merchants direct access to the Payflow service via an API, a Transmission Control Protocol "thin-client" API. The Payflow Pro client software is installed on the merchant's system and establishes a Secure Sockets Layer (SSL) connection between your merchant storefront application and VeriSign's transaction servers to securely exchange payment data between parties. When a customer visits your Website and makes a purchase, the transaction data is passed from your storefront through the Payflow Pro client, which then securely passes the payment transaction data to VeriSign's Payment servers for processing. VeriSign securely routes the transaction through the financial network to the appropriate bank, ensuring that your customers are authorized to make their purchases. The whole transaction is completed in a matter of seconds. Once the transaction is approved and settled, the funds will be transferred to your Internet Merchant Account. The Payflow client also sends and acknowledgement back to VeriSign after returning the payment results to you, in order to protect your consumers against double billing due to Internet latency or broken communication sessions.

Key Benefits of Payflow Pro

World Class Security: Payflow Pro uses SSL encryption to secure transaction information. The Payflow Pro client encrypts information between the merchant's site and the Payflow payment processing platform. Payflow Pro also comes with standard processing level anti-fraud features such as AVS, CVV2 and CVC2.

Fast and Easy Integration: Payflow Pro is already fully integrated with most major e-commerce solutions and shopping carts.

Quick, Reliable Transaction Processing: High-bandwidth, fault tolerant network connections ensure maximum uptime and processing speed.

Real-time authorization and transaction verification: Payflow Pro allows merchants to get authorization results for purchases in a matter of seconds so they can accept or reject orders immediately. Merchants also get immediate confirmation that a transaction has occurred.

Convenient Payment Tracking: Verisign Manager, which comes standard with Payflow Pro, allows merchants to easily search for transactions, create reports and run manual transactions.

Easily Process Offline Transactions: Using Payflow Pro's "virtual terminal" merchants are able to process offline orders such as those taken over the telephone, sent in by fax or placed in person.

Maximum Flexibility: New card types can be added.

Expert Technical Support: Customer support options are available via VeriSign's state of the art Customer Care center, including 24/7 telephone support.

Service Overview:

PAYFLOW FEATURES	PAYFLOW LINK	PAYFLOW PRO
TRANSACTION PROCESSING
Accept credit cards, debit cards, and checks
Accept purchase card levels 2 & 3
Process offline transactions
Customer stays on merchant's site for transaction
Customer directed to secure VeriSign-hosted order form
Transaction reporting and search tools
IMPLEMENTATION
Activated by adding a small piece of HTML code that links a merchant site to VeriSign-hosted solution
Activated by downloading software to merchant site
Fully integrated with most leading shopping cart software
Works with most leading shopping cart software
Test transaction mode feature
TRANSACTION SECURITY
TCP/IP high performance solution using 128-bit SSL to securely communicate transaction data
Sensitive information is collected on VeriSign-hosted secure forms

Set-up Fee: $199.95
Monthly Fee: $49.95
Transaction Fee: $0.10 (First 1000 transactions per month are FREE!)

*These fees are in addition to the Merchant Account fees.

Add-On Features:

* To use this service, you must purchase either the Basic or Advanced fraud filter package

** Combined transaction total between regular gateway transactions and recurring billing transactions

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